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Category Archives: Company

What is the best Transportation Management System (TMS)?

Making a decision about which one to utilize can be based on a variety of reasons…typically these reasons come down to two…Budget and Features!

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Ryder System’s Ruth Lopez named winner of Influential Woman in Trucking award

Ryder System’s Ruth Lopez named winner of Influential Woman in Trucking award

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What is USMCA?

The United States-Mexico-Canada Agreement, also known as the USMCA, is a trade deal between the three nations which was signed on November 30, 2018. The USMCA replaces the North American Free Trade Agreement (NAFTA), which had been in effect since January of 1994. Under the terms of NAFTA, tariffs on many goods passing between North America’s three major economic powers were gradually phased out. By 2008, tariffs on various agricultural and textiles products, automobiles, and other goods were reduced or eliminated. USMCA came about as a result of U.S. President Donald Trump’s efforts to replace NAFTA based on an argument that the terms of NAFTA were unfair to the United States. USMCA began as the U.S.-Mexico Trade Agreement, announced in late August of 2018. A few weeks later, on September 30, 2018, the United States and Canada formally agreed to replace NAFTA with the new agreement, and the USMCA was finalized a few weeks later.

On May 31, 2019, a day after the three countries began the formal process for the revision of NAFTA, Trump said starting June 10 the U.S. will impose a 5% tariff on all Mexican imports. The tariff will gradually increase until Mexico stops migrants from crossing the border into the U.S. Experts say this policy will jeopardize the ratification of the trade deal.

The USMCA is a result of U.S. President Donald Trump’s efforts to replace NAFTA based on an argument that the terms of NAFTA were unfair to the United States.

Important Provisions

Per the Office of the United States Trade Representative, the USMCA is a “mutually beneficial win for North American workers, farmers, ranchers, and businesses.” NAFTA aimed to create a free trade zone between the U.S., Canada, and Mexico, and the USMCA utilizes NAFTA as a basis for a new agreement. While the USMCA has a broad impact on trade of all kinds between the three named nations, some of the agreement’s most important provisions include the following:

  1. Dairy and Agriculture
    Under the terms of the USMCA, the U.S. enjoys tariff-free access to 3.6% of Canada’s dairy market. U.S. farmers can now sell more of their agricultural products in Canada without being subject to Canadian pricing provisions which place limits on imports of some of those products. U.S. agricultural exports to Canada may increase by about $70 million; while this is not an insignificant figure, it nonetheless represents just a fraction of a percent of U.S. GDP. On average, the U.S. has sent well over $600 million worth of dairy products to Canada for each of the past several years.
  2. Automobiles
    One of the most significant portions of the USMCA stipulates new trade regulations for automobiles and automotive parts. Under NAFTA, cars and trucks with at least 62.5% of their components manufactured in one of the three participating countries could be sold free of tariffs. The USMCA increases that minimum requirement to 75%. A major reason behind the change in policy was a desire among all three nations to incentivize the manufacturing of cars in North America. At the same time, the USMCA stipulates minimum wages for workers in the automotive manufacturing process: 30% of the work done on eligible vehicles must be accomplished by workers earning at least $16 (USD) per hour, as of 2020. The agreement stipulates an increase in wages over subsequent years, as well.
  3. Intellectual Property
    The USMCA makes provisions for intellectual property and digital trade which were not included in NAFTA. Among other changes to trade policy, the new agreement extends the copyright period to 70 years beyond the life of the creator, an increase of 20 years in some cases. The USMCA also addresses new products which were not part of international trade when NAFTA was drafted in the early 1990s: the new agreement prohibits duties on music, e-books and other digital products. Internet companies were also removed from liability for content generated by their users.
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Boost Driver Safety and Your Bottom Line

Boost Driver Safety and Your Bottom Line

Focus on safety and risk management to control rising insurance costs

Many commercial fleets are seeing premium increases for the second or third year in a row, and some have even seen rates double – the direct result of increasingly high legal settlements and skyrocketing auto repairs.1 Fearing loss of profits (or no profit at all), insurance companies are being very selective when it comes to renewals and new quotes.  It’s important to work with an insurance broker who understands the market and can advocate on your behalf.

HUB International has identified several ways to help you navigate the current hard insurance market. Follow these 10 best practices to get ahead of your next policy renewal.

  1. Keep CSA safety scores low.  Address the easiest and most preventable violations – maintenance for tires and lights. Pre-trip vehicle inspections can prevent most of these issues. Tackle unsafe driving violations through training and accountability programs.
  2. Implement a safety program across your fleet.  Keep safety concepts at the forefront of your driver’s minds and actions by instituting training on vehicle inspections, hours of service regulations and defensive driving concepts during training.
  3. Hold drivers accountable.  Drivers need to know about both best practices and company rules. They also need to know what will happen when violations occur.
  4. Hire good people. Make sure the drivers you bring in are a good fit for your organization. This is especially critical if your organization does not have an extensive onboarding or ongoing training program.
  5. Manage your losses. Manage and report all claims in a timely manner and keep good documentation.
  6. Know your numbers and tell their story. Make sure you are familiar with your loss trends so you can talk to the insurance carrier about them.
  7. Be proud of what you’re doing right – and talk about it.  If your fleet is utilizing best practices, let the insurance carrier know what you’re doing well so they can include it in your pricing model.
  8. Incentivize your drivers. Create an incentive program that rewards clean roadside inspections, no preventable crashes over various intervals and positive citizen comments.
  9. Prevent driver turnover.  Know your turnover rates and be able to explain why they are what they are.
  10. Be as transparent as possible. Let your insurance broker know what your fleet does and what changes you’ve made over the last year so there are no surprises at renewal time.


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How to use a load board: DAT TruckersEdge

How to use a load board: DAT TruckersEdge

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Contract Permit Versus Common Carrier Certificate

Contract Permit Versus Common Carrier Certificate

A word of caution when contracting a common carrier, as common carriers authorized by the Public Law that sunset the Interstate Commerce Commission, an act entitled “ICC Termination Act of 1995).  Entering Into a contract with a common carrier can be risky since common carriers have published rates in addition to the “spot rate”


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Transport Financial Services LLC, herein referred to as “TFS” has been an intricate role in the lives of motor carriers, freight brokers, and freight forwarders for several generations. TFS depicts today’s technology in the futuristic business platform website,  Since opening its Shopping Mall in 2017 the transportation industry has evolved to include Electronic Logging Devices, compliance requirements, immediate access to a central location to Process Agent services for obtaining and retaining authorities.

As TFS expands it literally has become the center of the transportation industry, and exemplifies the phrase “One Stop Transportation Shop”.  The mall is more than just a Transportation Shopping Mall, but the destination for all members in this industry.  We welcome Network Providers…Shippers…Factoring Companies, and all parties interested in designing successful logistic operations to enjoy shopping at “One” convenient location, , the Center of it All!  TFS has incredible services, and there’s always something exciting happening so make your Transportation “Go To” Network.

TFSs primary goal is to be the first responder in reconciling all transportation matters, and provide Federal Motor Carrier Safety Administration (FMCSA) and Department of Transportation (DOT) compliant products.  Prepare yourself with information and emergency (911) support from a cohesive team of trained transportation professionals working as to meet the industries transportation needs.  Let us help set-up your business, and provide increased opportunities for a successful logistics operation.

The “Mall Concept” was designed for expansion of all transportation services at a “Central Location with live agents, and to never close.  “State to State” shipper data bases, insurance monitoring creates economic stability for carriers…brokers… and freight forwarders.

Contact Transport Financial Services Legal Department with your questions on legal issues and get real answers for more efficient daily operation in lieu of paying attorneys to research issues, and finding no real answers to daily operation issues.


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Goal:  Focus on Education

Goal:  Focus on Education

Transport Financial Services, herein “TFS” strives to meet platinum standards by remained focused on education and developing the most precious commodity in this industry, “Career Minded Transportation Professionals”.

TFS, remains committed to new members interested in pursuing a career in transportation.  TFS processing center is open 24 hours a day providing Process Agents, support services, and direct referrals for products that we may not provide.  Being a Business owner is sometimes very difficult, and requires a cohesive “Network” to “MINIMIZE THE STRESS” of set-up, and building a networking data-base.  Transportation professionals make your wish come true.

From set-up to a running business can be done with-in 72 hours, but he FMCSA has additional days for you to meet all compliance requirements for a bond/trust for broker, and liability insurance for carriers.  Just say “I want to become a broker or carrier” and become one, or both.  Asset based transportation firms are readily accepted.  Now that you’re the “Boss”, what’s next.

As a broker or carrier we provide all support for obtaining (set-up) and retaining authority with the Federal Motor Carrier Safety Administration (FMCSA and Department of Transportation (DOT).   You apply by 9a.m., and know by 4;00 p.m. if you are approved.

Shippers, Carriers, and broker Networking Data Bases are valuable tool to market and network with your counter-parts across the borders. Meet Your Neighbors Now with these data bases which are available updated quarterly through the FMCSA and DOT.  Gain valuable international contacts, develop great trusting business alliance, and meet industry leaders to further promote your business.

We provide all Contracts and Agreements for carriers, freight brokers, and freight forwarders to solidify your partnership with shippers, and among themselves.

The contract is the answer to all legal matters, it is document that two people mutually agreed-upon.  Be certain that your contracts are clear and concise!

TFS provides a refresher on-line training course on most Transportation Matters.  Our Transportation Consultants begin by determining your needs, and build the from there.    WE provide quality information so that you can make better decisions instead of just trial and error.

Transportation Professionals are located at one (1) Central Processing Center working as a cohesive team to listen to your needs, assess, and provide options in of your success.  There is a distinct difference between “Theory” and real day-to-day logistics operations.

TFS is that next level  you need.  Everything starts with a business plan  and we can help, and assist in job related training for “THAT” next level.  Specialize training with retainer agreements with consults are available, so is marketing and web designs.

Go to for communication, and an open interactive business platform, to for support and services, and for training, and call our corporate office at 850.433.2294 now.

Let us help you set up your business, and help make your weaknesses strengths to improve on your current social and communication skills.  Let us assis you in securing funding required to build your business by providing:

  1. Embracing current technology.
  2. Providing real answers to daily operation issues.
  3. Being the 1st responder to assist in reconciling your 911s
  4. Reaching out for progress status of Monitoring Service
  5. Modern Business Principle
  6. Letting TFS be your GPS
  7. Choosing us as your go to Network
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Collaborative Partnerships

Collaborative Partnerships

Transport Financial Services (TFS) offers solutions to the industry’s logistical challenges through “Collaborative Partnerships”, entailing a single location for transportation services provided by the only BMC-85 Trust provider able to refer BMC-84’, and all transportation services for full compliance with all Federal Motor Carrier Safety Administration (FMCSA) Regulations.  Essentially, such a 24/7 commitment facilitated by mobile devices provides immediate access to a network of transportation professionals.  Obtain and Retain authority for carriers, brokers, and freight forwarders through our automated E-commerce program.  Start a business, and learn from “Experts”.

Furthermore, TFS manages the complexities of the transportation industry with cutting edge technology, improving customer service to nurture both foreign and domestic markets, thereby enabling development of training certification for “Today’s Broker”, as well as services for the most important commodity in this vast industry, the motor carriers, including funding requirements (factoring). All found in the business platform located at

More particularly, TFS Shopping Mall’s Transportation Directory is a yellow- pages for easy access to locate shippers, brokers, and bona-fide carriers.  Shop 24/7 at, a Central location with timely information for better management of logistic operations. This is an excellent tool for factoring companies assuring that carriers never over- extend themselves, and does not provide service to non-solvent brokers, thus keeping honest people honest.  A great example of that is the new “Cancellation Policy” proposed by TFS and implemented by the FMCSA and DOT to identify in bold red letters, “This Entity is pending Cancellation” which prevent shippers from providing loads to brokers, and carriers from accepting loads, saving approximately billion of dollars in claims.

Significantly, TFS prides itself in same-day-delivery of most services, unless additional information is required.  TFS assist carriers to meet the significant compliance requirement of Electronic Logging Device (ELD) imposed by the federal government, and is ready to answer the hard questions on:

  • Cutting Transportation Cost;
  • Technical Strategy and Implementation;
  • Expanding Sourcing from New Markets; and
  • Development of the most innovative concepts of the 21st Century; not to mention

From 3PL Transportation Management, Consultation, and government contracts the ability to contact real transportation professionals with a well- deserved reputation of providing all of the tools required to be successful in a logistics operation. Always a live agent, and by the way go to for all the latest in transportation, careers, products, and services.

Corporate office opens daily from 8:00 a.m. to 5:00 p.m., Central Time at 850. 433.2294 now!

TFS never closes!


Marold O. Studesville


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Forming a Company – 3 of 5 in Starting a Logistics Operation

Companies that plan revenue opportunities that may exceed a million dollars in annual should consult an attorney,  and  a competent Certified Public Accountant (CPA).  A corporate structure is a must for motor carrier (trucking) from medium and up. There are numerous classification of corporation, so an attorney or/and CPA should be consulted.  Contracts of any kind is an agreement between two (2) parties, and a breach of contract may have dire consequence.

Once you know that you are ready to move forward through the Secretary of State, select a “Fictitious Name”, which is the official name of your business, and a “DBA”, Doing Business As. Create a positive presence, promote your services on the social media, i.e. Twitter, Facebook. your business.

You must contact the Internal Revenue Service “IRS” for your “Federal Identification Number”  for assistance in selecting the type of business you will own, and the pros and cons of each for filing your business and personal taxes.  They range from a Corporation…Partnership…Limited Liability “LLC”… S or C Corp.

The broker and carrier business can be risky when you factor in the moving a load.  The broker agrees to pay the carrier an agreed Dollar ($)  amount for moving a load with a small profit margin for the amount of money expended for fuel, permits, and travel time.

Scenario:  In an average movement, the broker agrees to pay the carrier am agreed amount to move the load from point “Origin” to point “Destination”.  It is assumed that the full amount of the debt or cost is to the carrier.

View Point:  When a shipper is unable to pay, particularly if the shipper is deeply indebted the broker may be liable to pay the carriers and the broker may be forced into bankruptcy. In many instances the broker’s commission is only 10 to 15%.  Just one (1) or (2) bad loads could cost a broker thousands of dollars.

The corporate shield protects personal and/or business assets from creditors, except when a principal signed as a “Personal Guarantor”.


  • Limited Liability Company or LLP are created and created and treated differently, because they represent different  liabilities issues generally requires an attorney.  Here are alternatives to these entities for a corporation with associated cost savings for its formation.
  • Fictitious Business Names (d/ba)-  The Business name is processed through the Secretary of State in each state.  There is no protection against bankruptcy.  A legal notice that in the local newspaper, an article be posted declaring the individuals involved in the formation of the company involved in the formation of the company and the place of business is required to open a business checking account.  Interstate transportation is not subject to state and local sales tax.

Always make a call if uncertain on what type of protection is required for your business.

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